{"id":10571,"date":"2021-07-09T11:44:13","date_gmt":"2021-07-09T16:44:13","guid":{"rendered":"https:\/\/microcreditmontreal.ca\/?page_id=10571"},"modified":"2023-09-26T09:59:56","modified_gmt":"2023-09-26T14:59:56","slug":"privacy-policy","status":"publish","type":"page","link":"https:\/\/microcreditmontreal.ca\/en\/privacy-policy\/","title":{"rendered":"Privacy Policy"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"10571\" class=\"elementor elementor-10571\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-131f32f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"131f32f\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-572809d\" data-id=\"572809d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-25d5087 elementor-widget elementor-widget-heading\" data-id=\"25d5087\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Privacy Policy<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6d26957 elementor-widget elementor-widget-text-editor\" data-id=\"6d26957\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Microcredit Montreal is committed to respecting your right to privacy and the confidentiality of your personal information. Therefore, to ensure that the privacy and rights of visitors to our website are protected, Microcr\u00e9dit Montr\u00e9al has implemented this Privacy Policy, which we invite you to read.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d4c9a9b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d4c9a9b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a0ed9c2\" data-id=\"a0ed9c2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-76a7a8c elementor-widget elementor-widget-heading\" data-id=\"76a7a8c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Collecting personal information<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-38259ea elementor-widget elementor-widget-text-editor\" data-id=\"38259ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>We collect the personal information detailed below but do so only in accordance with this Policy and in accordance with the provisions of the Act respecting the protection of personal information in the private sector.\u00a0<\/p><ul><li><strong>Identifying information<\/strong>: Name and surname(s); e-mail and postal addresses; telephone number; profession; Amounts of donation paid (donors); Banking information (donors); credit card numbers (donors).\u00a0<\/li><li><strong>Information on exchanges with Microcr\u00e9dit Montr\u00e9al<\/strong>: Communication written by email or other online forms.\u00a0<\/li><li><strong>Information about the use of our website<\/strong>: information collected through cookies, i.e., cookies; IP address, website browsing history.\u00a0<\/li><li>And any other information necessary for the provision of services.\u00a0<\/li><\/ul><p>\u00a0<\/p><p>The personal information we collect is provided to us through online donations, registration forms for our newsletter, online forms or other ways of communication or interactivity with our website.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d944888 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d944888\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a06d3cf\" data-id=\"a06d3cf\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a5f11ed elementor-widget elementor-widget-heading\" data-id=\"a5f11ed\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">How we use your personal information<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5bb8fd4 elementor-widget elementor-widget-text-editor\" data-id=\"5bb8fd4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Your personal information may be used for the purpose of processing and receipting a donation, registration to an information session or activity of the organization, to follow up on information requests, or to communicate with you and answer your questions, including through our newsletter or other promotional materials.\u00a0<\/p><p>By providing us with your personal information, you consent to its processing in accordance with our current policy and you authorize Microcr\u00e9dit Montr\u00e9al and, where applicable, its financial partners to process your data in accordance with the Privacy Act and for the purposes established in this policy. In other words, if the processing of your file or submission requires the collaboration of others, such as our partners, we may need to share your personal data with them. However, we will inform you of this situation and make sure they understand and respect your rights.\u00a0<\/p><p>It is also important to know that your personal data is not offered for sale to third parties. However, if required by law, we may be required to share your data with the courts or the government.\u00a0<\/p><p>The information collected is used for the following purposes: processing your quote request, information on funding opportunities or for promotional offers, personalized advice and services. In addition, except under the Act respecting the protection of personal information in the private sector, Microcr\u00e9dit Montr\u00e9al will not disclose your personal information to third parties without your consent, except for its financial partners.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1e287c1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1e287c1\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-cff3c7e\" data-id=\"cff3c7e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9985900 elementor-widget elementor-widget-heading\" data-id=\"9985900\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Use of cookies<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-72230f1 elementor-widget elementor-widget-text-editor\" data-id=\"72230f1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Our website may, during a session, use cookies to gather and store certain information generated by visitors&#8217; computers. These temporary files make it easier to navigate our website but are not normally stored on your hard drive after a session is finished. When you visit our website, we may use cookies to gather electronic information for purely statistical purposes, such as counting the number of visitors during a given period or analyzing how visitors navigate the site in order to make it more user-friendly. This process does not store personal information and cannot be used to identify anyone. Personal information is not used to make decisions about an individual or to profile a visitor to the microcreditmontreal.ca site.\u00a0<\/p><p>Microcr\u00e9dit Montr\u00e9al also uses Google Analytics as part of Web analytics to measure audience and analyze visits to its website. It is important to note that Google operates servers located in other countries on which web analytics data may be processed. Therefore, this data may be subject to the laws in force in the country where it is processed. And, for more information on the privacy policies of these service providers, please visit their websites or use the following link:\u00a0<\/p><p><strong><a href=\"https:\/\/policies.google.com\/privacy?hl=fr-CA\">Politique de confidentialit\u00e9 et conditions d\u2019utilisation de Google\u00a0<\/a><\/strong><\/p><p>To monitor visitors&#8217; use of the Site microcreditmontreal.ca for web analytics, both Google Analytics requires the use of digital markers commonly known as &#8220;cookies&#8221;. If you wish to stop collecting data collected during your visits to the site, you can:\u00a0<\/p><ul><li>Change your browser settings to refuse cookies, disable JavaScript in your browser;\u00a0\u00a0<\/li><li>Or download a plug-in from the Adobe or Google website and install it in your browser to block the use of your data related to your visit.\u00a0<\/li><\/ul><p>\u00a0<\/p><p>If you change your browser settings to refuse cookies or disable JavaScript so that your browser data collection stops collecting during your visit, no data will be collected, but this may affect other aspects of navigation. If you use an Adobe and\/or Google plug-in, this will not affect navigation during your visit.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-18dfcf2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"18dfcf2\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c28af40\" data-id=\"c28af40\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-aaa3d3f elementor-widget elementor-widget-heading\" data-id=\"aaa3d3f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Sharing your personal information<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2e056d5 elementor-widget elementor-widget-text-editor\" data-id=\"2e056d5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Microcr\u00e9dit Montr\u00e9al will not provide or share your personal information with third parties without your prior authorization, unless: (i) sharing the information is necessary to process a donation, or (ii) we are required by law.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-626783a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"626783a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7716506\" data-id=\"7716506\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-307dba4 elementor-widget elementor-widget-heading\" data-id=\"307dba4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Right of access and withdrawal of your personal information<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a548a3c elementor-widget elementor-widget-text-editor\" data-id=\"a548a3c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>We are committed to offering you the right to access and withdraw your personal information. These rights allow you to consult, correct, modify, or withdraw any personal information. We will accommodate your request promptly, within the limits of applicable laws.\u00a0<\/p><ol><li><a href=\"https:\/\/microcreditmontreal.ca\/wp-content\/uploads\/2023\/09\/Demande-dacces-a-des-renseignements-personnels.pdf\"><strong>Request for access to personal information (fr)<\/strong><\/a><\/li><li><a href=\"https:\/\/microcreditmontreal.ca\/wp-content\/uploads\/2023\/09\/Demande-de-rectification-a-des-renseignements-personnels.pdf\"><strong>Request for correction of personal information (fr)<\/strong><\/a><\/li><li><a href=\"https:\/\/microcreditmontreal.ca\/wp-content\/uploads\/2023\/09\/Demande-de-retrancher-dune-liste-nominative-des-renseignements-personnels.pdf\"><strong>Request to remove personal information from a nominative list (fr)<\/strong><\/a><\/li><\/ol><p>\u00a0<\/p><p>To exercise these rights, you can contact Microcr\u00e9dit Montr\u00e9al&#8217;s Executive Director at the following:\u00a0<\/p><ul><li>Address\u202f: 3680 rue Jeanne-Mance, office 319, Montr\u00e9al H2X 2K5\u00a0<\/li><li>Email:\u202finfo@microcreditmontreal.ca\u00a0<\/li><li>Telephone:\u202f514-843-7296 ext.221\u00a0<\/li><li>Website section: http:\/\/www.microcr\u00e9ditmontr\u00e9al.ca\/contact\u00a0<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Privacy Policy Microcredit Montreal is committed to respecting your right to privacy and the confidentiality of your personal information. Therefore, to ensure that the privacy and rights of visitors to our website are protected, Microcr\u00e9dit Montr\u00e9al has implemented this Privacy Policy, which we invite you to read. Collecting personal information We collect the personal information [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":21,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-10571","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Privacy Policy - Microcr\u00e9dit Montr\u00e9al<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/microcreditmontreal.ca\/en\/privacy-policy\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Privacy Policy - Microcr\u00e9dit Montr\u00e9al\" \/>\n<meta property=\"og:description\" content=\"Privacy Policy Microcredit Montreal is committed to respecting your right to privacy and the confidentiality of your personal information. 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