Loans for entrepreneurs

Help to start a business

Do you want to make progress with your project? Start, develop or consolidate your for-profit or social economic business. We help entrepreneurs through their entire project by providing personalized support.





Financing for your business projects.

We offer different types of financing that come directly from investments by individuals or organizations who care about community wellbeing and the social and economic development of Montréal.


Loans ranging from
$500 to $20,000

This loan can be used for the pre-start, start-up, expansion or consolidation of a business or social economy organization.

  • Interest rate: variable up to 8,5%
  • Repayment period: 3 years 
  • No file opening fees
  • No early repayment penalities

Bridge loan
up to $50 000

This loan is mainly intended for cultural businesses, social economy businesses including NPOs and Cooperatives.

  • Interest rate: 8,5%
  • Administration fees: 1% of the authorized loan amount
  • Repayment period: 3 months
  • Guarantee required

Not eligible for a bank loan?

We provide solutions adapted to your needs

Our microcredit loans can help with business startup or development. If you are excluded from conventional financing networks, you may be eligible for a loan with Microcrédit Montréal. We are there for those who don’t have equal opportunities due to systemic barriers!

To be eligible for a loan, you must:

  • Be a Canadian citizen, permanent resident or accepted refugee
  • Have a modest income and be excluded from conventional funding networks
  • Be a community or social economy organization (to apply for a Bridge Loan)
  • Have the head office of your company on the island of Montreal

* Please note that we do not fund the purchase of a franchise.

Personalized support according to your needs

To ensure the success of your entrepreneurial process, benefit from additional workshops, regular monitoring and personalized support thanks to our network of professionals. Our services allow you to properly prepare and guide you, all adapted to your reality.

Apply for financing


Fill out the loan application form bellow to participate in an information session.


After receiving your application, one of our advisors will contact you by phone or email to guide you through the process.


For more information, or to make an appointment,
contact us by email or phone. We’ll be happy to help!

Layer 1
Information session
Do you have a business idea?
Do you want to take your project further?

We help local entrepreneurs

We’re making a real difference and we’re not the ones saying so!

Play Video

Brian Rodgers​

Propriétaire, LŪM – ÉLectricité | Éclairage