Terms of Use of Microcrédit Montréal’s website

We are pleased to welcome you to Microcrédit Montréal’s website www.microcreditmontreal.ca (the “website”). The use of our website is subject to the following terms of use, as well as our privacy policy. Please do not access the website if you do not fully accept these terms, without limit or reservation. By accessing the site, you agree to the conditions set out below. Microcrédit Montreal reserves the right, at its discretion, to update, review, modify or add to the website’s terms of use, at any time and without notice.


The items on the website, including texts, images, logos, illustrations, software, audio files and music videos, belong to Microcrédit Montréal or are provided by us under a license or accompanied by the reference and source. These items are protected by copyright, trademark and other laws pertaining to intellectual property. Any unauthorized use or reproduction of items on the website is strictly prohibited. 

Items on the website may not be copied, reproduced, re-published, re-posted, posted, transmitted, distributed or modified, in whole or in part, either in textual, graphic, audio, video or executable form, without our written permission. 

To use our photos or our logo, the original author must be identified as the source and referenced. For more information, please contact us at info@microcreditmontreal.ca   


The information and/or documents available on the website may be changed at any time, and may have been updated. In particular, they may have been updated between the time they were downloaded and the time the user became aware of them.  

Microcrédit Montréal does not warrant the accuracy, relevance or reliability of the website’s contents, nor does it guarantee that the contents will be available without errors or omissions. Microcrédit Montréal assumes no liability for viruses, worms or invasive or destructive computer programs or for personal information that may be intercepted by third parties on the website. You are solely responsible for the use and interpretation of the information contained on the website. 

Microcrédit Montréal shall not be liable for any direct, indirect, incidental or punitive damage that may result from the use of the website, its contents or the impossibility to use it, even where Microcrédit Montréal has been advised thereof. 


The website contains links to third-party sites or external sources for your convenience only. We are not affiliated with these sites, cannot guarantee the accuracy or quality of these sources and are not responsible for their content.


These terms of use and the website are governed and interpreted in accordance with the laws of the province of Quebec (Canada) and the laws of Canada applicable therein. Any litigation related to the website will be subject to the exclusive jurisdiction of the courts in the judicial district of Montreal, Quebec. 

Your rights with respect to your personal information  

As permitted or required by law and in certain cases, Microcrédit Montréal undertakes to offer you: 

  • a right of access or consultation and rectification (correction) to data subjects wishing to consult, modify information concerning them; 
  • a right to object to and withdraw your personal information; 
  • a right to transfer personal information to a third party. 


Indeed, the right to object is understood as the possibility offered to Internet users to refuse that their personal information be used for certain purposes mentioned at the time of collection. the right of withdrawal is understood as the possibility offered to Internet users to request that their personal information no longer appear, for example, in a mailing list.  

We may need to ask you for specific information in order to confirm your identity and ensure your right to access the information or exercise any of the rights mentioned above in order to ensure that only authorized persons can access your personal information. 

Changes to this Policy 

Microcrédit Montréal reserves the right to modify this privacy policy without notice, but while complying with the Act respecting the protection of personal information in the private sector. We therefore invite you to consult it frequently to stay informed about our most recent practices.